Jobs x14

Juxbay Finance Zambia Limited

JUXBAY Finance Zambia Limited is a Zambian registered Non-Bank Financial Institution with a Housing Finance License. The Company currently operates from two locations, namely Head Office in Lusaka and Kitwe.

To support the JUXBAY Finance Zambia vision, we are recruiting qualified and experienced individuals for the following position:

1. BUSINESS CONSULTANT (14) – SOLWEZI (2), KITWE (4), KALUMBILA (2), NDOLA (2), KAFUE (2) & MAZABUKA (2)

i. Screen and prepare loan applications in line with the company lending policy

ii. Collect and evaluate clients’ financial information to determine credit worthiness

iii. Ability to work under pressure with minimum supervision

iv. Evaluate applicants credit worthiness by examining the application documentation in accordance with the company lending policy.

v. Interview applicants to determine financial eligibility and establish feasibility of issuing loans.

vi. Submit loan applications to credit and respond to queries in timely manner.

vii. Respond and attend to all customer enquiries/queries and resolve any product related issues.

viii. Ensures that Copies of the signed Loan Contract, mandate forms and supporting documents are properly filed and scanned to share folder after processing.

ix. Conduct due diligence and proper verification of all loan documents submitted by Sales agents and Suppliers

Qualifications and Experience

i. Certified grade 12 certificate with a minimum of Credits in English and Mathematics

ii. Any business-related Diploma or Degree, preferably in Banking and Finance, Economics or Business Administration

iii. A minimum of 2 years’ experience in Credit

iv. Background in a Microfinance Institution will be an added advantage

v. Preferably based in the respective location of application with own accommodation

Please clearly indicate the job title in the subject of your email and use your full name and the job you are applying for as the filename of your application for example, Business Consultant_Robert_Zambia. Applications should consist of your CV and Academic Qualifications. Hand delivered or posted applications will not be accepted. The closing date for accepting applications is 6th June, 2025. Only short-listed candidates will be contacted.

Kindly submit your details to- hr.juxbayfinance@gmail.com

To apply for this job email your details to hr.juxbayfinance@gmail.com

We are looking for PRIMARY TEACHERS!

Chipakata Children’s Academy is based in Rufunsa district, 25 km after Chongwe, 30 km off the Great East Road.

We are looking for:

Primary Teacher – Lower Section

We are looking for following qualifications and personal qualities:

– A recognized teaching qualification, certified by the Teaching Council of Zambia

– Grade 12 certificate, minimum 5 subjects passed including English, Mathematics and Science

– Minimum 4 years’ experience of teaching

– Dedication to working with underprivileged children in rural area

– Excellent English-speaking skills

– Proficiency in literacy programs

– Ability to use a variety of methods and teaching strategies

– Desire to continue to grow and develop professionally

– Great communication and interpersonal skills

– Good organisation and time-management skills

– Enthusiasm and flexibility

– Teamwork abilities, leadership and initiative

– Satisfactory health record and criminal record check

We offer:

– Teachers’ housing on the school property

– Competitive salary

– Opportunity to grow professionally

– Work in great team

– Interesting and challenging work

E-mail your CV, scanned copies of your relevant qualifications, grade 12 certificate, valid license from TCZ and NRC to chipakatachildrensacademyzm@gmail.com

1. Position Descriptions
Position Title: Internal Auditor (IA)
Position Type: Full Time contractual of fixed tenure.
Location: Head Office Lusaka.

2.1 Job Summary
The Internal Auditor will be responsible for the review and appraisal of company systems, operations and procedures, planning and execution of audits/investigation as well as conduct risk assessments on key Company activities with recommendations to manage risk and improve business results for the company.

This role will report directly to the Board and Audit finance Committee. IA will also work closely with all Heads of Department in provision of an oversight role on their adherence to policies, systems and procedures. The job holder must have proven work experience in systems auditing.

2.2 DESIRED KEY PERFORMANCE AREAS, DUTIES AND RESPONSIBILITIES:
2.2.1 Confidentiality, Ethics and Policy adherence

The job holder shall ensure 100% adherence to all company policies and procedures; maintain financial security by following and enforcing all internal controls, protect business integrity by keeping financial and business information confidential, and communicate any leaks, gaps or improvements to management.

Most importantly, the IA shall Create and contribute to a culture of professionalism,
honesty and integrity within the FCFL by leading an example of professional
Judgment and sound leadership.

2.2.2 Internal Audit Duties

Assess whether all risks have been identified, appropriate controls have been put in place and update in instances where further risks are identified.

Performing financial, operational and compliance audits of assigned functions,
business processes, and application controls in supporting IT systems including
identifying and defining issues, developing criteria, reviewing and analyzing
evidence, and documenting client processes and procedures.

Identify, develop and document audit issues and recommendations using
independent judgement concerning areas being reviewed.

Ensure internal audit and control activities are conducted in adherence to
professional standards and observation of relevant legal requirements.

Provide advisory services concerning business process, operations, regulations,
policies and procedures and make recommendation for improvements.

Complete audit testing and obtain adequate evidence (clear documentation)

Evaluate all procurement and financial documents for accuracy and compliancy to respective policies, Business strategic Plan and approved budgets.

Preparing the draft audit report reflecting an overview of the function reviewed,
conclusions regarding the design and operating effectiveness of internal controls and operational efficiencies.

Provide Management with updates on corporate governance issues and their
implications on organization operations as and when need arises

Reporting to the Board on a regular basis.

2.3 DESIRED COMPETENCIES/QUALIFICATIONS/ EXPERIENCE

School certificate with credit or better in 5 O level subjects including English,
mathematics and sciences.

Qualified full ACCA, CIMA, and ZICA Professional.

Registered member of both the Zambia Institute of Chartered Accountants (ZICA) and the Institute of Internal Auditors (IIA) is a requirement.

A minimum of 5 years post graduate auditing experience in the multinational and financial sector with international accredited audit firms.

IT proficiency in accounting Software, spreadsheets, Microsoft Word, Excel, Office power point publisher.

Skills set: strong communication skills, excellent attention to details on large amount of data and numbers, exceptional mathematical and statistical skills to study tendencies and verify accounting entries, sound analytical and thinking skills to gather all of the available data and make informed decision, excellent research skills to find all related information needed, Ability to be discrete and applies strict confidentiality to sensitive matters.

Self-starter and able to work with minimum supervision.

3 HOW TO APPLY:

3.1 Application should be sent via email to jobs@fairchoicefinance.com
3.2 In the subject line please indicate your name and position you are applying for. (E.g. Faith Hope, Internal Auditor). Only those applications that clearly reference the position in the subject line will be reviewed. No Postal or physical deliveries will be accepted.
3.3 Your application should consist of: a typed cover letter (cover letter should include the last position held), Curriculum Vitae (CV) with three traceable references and their full addresses and contact information, certified Copies of Academic & Professional certificates.
3.4 Only candidates meeting the minimum requirements will be contacted. If you do not hear from us within 3 weeks after the closing date, kindly assume that your application was not successful.

To apply for this job email your details to jobs@fairchoicefinance.com